Process Automation - PIVOT platform

PIVOT as a Service - PAAS

Decision Tools

INSURANCE PROCESS & DECISION AUTOMATION - PIVOT PLATFORM

Automation for Insurers’ pain areas

PIVOT platform from Attributum and PIVOT product modules facilitate digitization / Process and decision automation of Insurers’ processes by one of the three methodologies using AI/ML at its core.

    • Converting unstructured data to structured form
    • Comparing two disparate sources of information and identifying anomalies in run-time.
    • AI and Data driven techniques to summarise and rationalize efforts towards efficient decision-making in Insurance processes.

This platform will ensure a smooth flow of insights and information across the various modules to allow the availability of key information at every stage of the Insurance continuum.


PIVOT Portability

Provides digital input for portability applications fulfilment from past policy documents

  • Achieves standardised fields set from past policy documents in Json format that can be used to
    • To prefill customer / Agent systems application portals using past policy pdfs and images
    • To provide selected inputs to populate UW / Core system screens to aid UW decisions
  • Save bandwidth of operations team & agents
  • Delight online customers with pre-populated application
  • Prevent errors and misrepresentations
  • Store and retrieve data for posterity

PIVOT Underwriting Co-pilot

A Tool to Empower and Optimize an Underwriters’ effort by eliminating repetitive manual work in the Underwriting process.

  • Streamlines underwriting data reading, saving time, effort, and eliminating errors.
  • Provides digital input from TeleMER documents thereby saving time and monotonous efforts for Underwriting teams
  • Compares application data and declarations with TeleMER declarations
  • Identifies data and declaration inconsistencies in applications real-time
  • Serves as a decision aid for underwriters
  • Stepping stone for predictive UW

PIVOT Diagnostics

Digitize your customer diagnostic reports to enable auto decisioning in underwriting and claims management

  • Digitizes Medical diagnostic data for future use from unstructured health data parameters
  • Classifies medical risk based on data to facilitate augmented underwriting
  • Standardised data from medical reports to facilitate comparison over time
  • Integration with electronic health records for seamless Insurance decisioning
  • Forms a base for a Health profile – PIVOT Health 360 of every member / customer

PIVOT Operations Co-Pilot

  • Eliminates redundant manual effort of central operations teams in application form filling.
  • Transforms the policy application journey for insurers by automating data readiness  during quote creation, Customer creation and Policy issuance – All in a few seconds
  • Generates standardised data for consumption by insurance ERP (APIs)

PIVOT AS A SERVICE - PAAS

The ready-to-use products from PIVOT platform serve various insurance specific use-cases that are aimed at automating specific parts of a larger process such as Document extraction, Document forgery check, Face recognition, Signature recognition, and Face to BMI validation.

Document extraction

Use our solution to quickly automate tedious data entry tasks and enhance accuracy and efficiency within your teams

Document forgery check

Use our advanced algorithms to identify digital forgery in any process critical document

Facial analytics

Our facial analytics solution can be used across various customer touch-points like on-boarding and underwriting to claims processing. Our clients use this solution to verify identity and conduct other checks like liveliness check

DECISION TOOLS

Attributum decision tools help insurers to automate key insurance process decisions to suit their current data ecosystem and preferences. The range of features offered by Attributum includes Advanced rules and scorecards, Predictive models, Enhanced score rules, etc.

AI enabled Decision Engines

Grade and classify applications and claims as STP / Non STP in run-time.

  • Document Classification and identification
  • Insights from information extracted from document
  • Aid manual decisions
    by technical summarisation of complex cases

Predictive Decisioning

Create and execute predictive decisions in underwriting and claims using proprietary AI & ML models using historical data of decisions taken.